The perception that movies portray of teenagers being a bunch of pissed up losers is a bit of an exaggeration, however looking through the eyes of an insurance actuary this is basically how they view teenagers, for this reason the cost of the best car insurance for teenagers can be so high that it is unbelievable. I think that as is often the case with generalizations this is an inaccurate representation of teens on a whole, and the fact is that a few reckless young people are ruining things for everyone. There will always be someone who will push things too far and drive their vehicle drunk or race their car against someone else and it is this person that ruins things for everyone else and causes teen insurance premiums to be so high.
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